Yes. Medicare prescription drug plans can change from year to year, which is why your current prescriptions and preferred pharmacies should be part of your 2027 review.
Check whether your prescriptions are still covered
Review the plan’s drug list, often called a formulary, and confirm the medications you rely on remain covered under the terms that matter to you.
Check whether drug tiers changed
A medication can remain covered but move to a different tier or cost-sharing structure, which can change what you pay.
Check the pharmacy network
Your preferred pharmacy may have different network status or pricing relationships from one year to the next.
Check the deductible and cost-sharing rules
Review the plan’s deductible, copays and coinsurance for the medications you actually take rather than comparing the plan only by premium.
Use your real medication list
Bring the exact names, dosages and frequency of your prescriptions into the comparison.
Official sources
Use Medicare.gov and CMS Medicare Open Enrollment resources for official Medicare information.
Explore the Ensurance Medicare resource center or use the 2027 Medicare Plan Review Checklist.
Ensurance is not Medicare.gov, CMS, or an insurance carrier. This page is educational and does not guarantee eligibility, plan availability, quotes or savings.