Start your request

Shop for better renters insurance options.

Start one protected renters insurance request and look for a better price, better coverage, or a better fit where options are available. About three minutes.

Renters insurance

Shop for better renters insurance options.

Start one protected renters insurance request and look for a better price, better coverage, or a better fit where options are available.

Request Step 1 of 4
Start here

Where should we start your request?

We only ask for the information needed to organize your request and route it appropriately.

Renters Insurance Request

Your request

A few details help us route this correctly.

These are request-level details, not a carrier underwriting application.

We only ask for basic insurance-shopping information. Do not include diagnoses, prescriptions, medical records, or a Social Security number.

Contact

How should the next step reach you?

Your contact information stays protected from the agent pool until the request reaches the appropriate acceptance step.

Review

Review your request before sending.

You are starting an insurance request, not buying a policy or agreeing to purchase coverage.

Protected request One organized intake No obligation Licensed review where available

Your information stays under a controlled process.

We do not ask you to restart the same request company after company. Contact information is not included in broad agent notifications.

About 3 minutes One protected request Better insurance options where available
Renters insurance basics

What does renters insurance commonly cover?

Renters insurance generally protects the renter's belongings and personal liability rather than the building itself. Exact coverage, limits, deductibles, and exclusions depend on the policy.

01

Personal property

Coverage may help repair or replace belongings such as furniture, clothing, electronics, and other possessions after a covered loss.

02

Personal liability

Liability coverage may help if you are legally responsible for certain injuries to other people or damage to their property, subject to policy terms and limits.

03

Additional living expenses

If a covered loss makes your rental unlivable, some policies can help with additional temporary living expenses, subject to limits.

04

Replacement cost vs. actual cash value matters

Replacement-cost coverage and actual-cash-value coverage can pay differently after a loss because actual cash value generally reflects depreciation.

05

Your landlord's policy is different

A landlord's insurance generally protects the building, not the renter's personal belongings. Renters should review their own protection needs separately.

NAIC renters insurance guidance · NAIC policy guide

You're always in control

Your protected request moves through a controlled-access process supported by CATE™, the Controlled Access Trust Engine. Starting a request does not commit you to buy coverage.

What happens next

Three simple steps. Less quote chaos.

01

Start once

Answer a few guided questions about your renters insurance needs in one place.

02

One protected request

Ensurance keeps your important renters insurance details together instead of making you start over.

03

Look for better renters insurance options

Ensurance helps guide your protected request toward available renters insurance options so you can look for a better price, better coverage, or a better fit where supported.

Protected request

Your renters insurance details stay together in one protected request.

Your details are handled carefully

Your request is handled through a controlled process designed to reduce unnecessary exposure and unwanted contact.

No commitment to start

Starting a request is free and does not require you to buy coverage. You review your next step and decide.

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