Start your request

Shop for better homeowners insurance options.

Start one protected homeowners insurance request and look for a better price, better coverage, or a better fit where options are available. About three minutes.

Homeowners insurance

Start one protected homeowners insurance request.

Share the important details once. Ensurance keeps your request organized and helps guide it toward more available home insurance quote options where supported.

Request Step 1 of 4
Start here

Where should we start your request?

We only ask for the information needed to organize your request and route it appropriately.

Homeowners Insurance Request

Your request

A few details help us route this correctly.

These are request-level details, not a carrier underwriting application.

We only ask for basic insurance-shopping information. Do not include diagnoses, prescriptions, medical records, or a Social Security number.

Contact

How should the next step reach you?

Your contact information stays protected from the agent pool until the request reaches the appropriate acceptance step.

Review

Review your request before sending.

You are starting an insurance request, not buying a policy or agreeing to purchase coverage.

Protected request One organized intake No obligation Licensed review where available

Your information stays under a controlled process.

We do not ask you to restart the same request company after company. Contact information is not included in broad agent notifications.

About 3 minutes One protected request Better insurance options where available
Homeowners insurance basics

What does homeowners insurance commonly protect?

Homeowners policies commonly combine property protection with liability coverage. Exact coverages, limits, exclusions, deductibles, and availability depend on the policy and insurer.

01

Dwelling and other structures

Coverage may help repair or rebuild the home and, depending on the policy, detached structures such as a shed, fence, or garage after a covered loss.

02

Personal property

Furniture, clothing, electronics, and other belongings may be covered for losses described in the policy, subject to limits and exclusions.

03

Personal liability and medical payments

A homeowners policy may include protection for certain claims involving injury to other people or damage to their property, plus limited medical-payments coverage.

04

Loss of use

If a covered loss makes the home unlivable, loss-of-use coverage may help with additional living expenses, subject to policy terms and limits.

05

Flood and earthquake often require separate protection

Standard homeowners policies generally do not cover flood or earthquake damage. Separate policies or endorsements may be available depending on location and insurer.

NAIC homeowners insurance overview · NAIC consumer homeowners guide

You're always in control

Your protected request moves through a controlled-access process supported by CATE™, the Controlled Access Trust Engine. Starting a request does not commit you to buy coverage.

What happens next

Three simple steps. Less quote chaos.

01

Start once

Answer a few guided questions about your home and coverage needs in one place.

02

One protected request

Ensurance keeps your important homeowners insurance details together instead of making you start over.

03

Look for better homeowners insurance options

Ensurance helps guide your protected request toward available homeowners insurance options so you can look for a better price, better coverage, or a better fit where supported.

Protected request

Your homeowners insurance details stay together in one protected request.

Your details are handled carefully

Your request is handled through a controlled process designed to reduce unnecessary exposure and unwanted contact.

No commitment to start

Starting a request is free and does not require you to buy coverage. You review your next step and decide.

Choose Insurance Type