Effective Date: September 2, 2026
These terms apply to participation in the Ensurance Referral Partner Program.
1. Fresh Referral Requests
All referrals submitted through your Ensurance referral link or approved referral method must be fresh, current shopper requests.
Do not submit old, previously sold, previously worked, purchased, recycled, duplicate, or previously distributed leads as new referrals.
Each referral should represent a shopper who is currently seeking insurance help and is submitting a new request.
Ensurance may reject a referral that it reasonably determines is not a legitimate, fresh shopper request.
2. Referral Attribution
A referral is credited to you when a qualifying shopper request is submitted through your assigned Ensurance referral link, widget, code, or other approved referral method and Ensurance records that attribution.
Ensurance system records are the official record for referral attribution.
3. Your Referral Dashboard
Your private Referral Dashboard allows you to track the requests attributed to you.
A request may appear as:
In Review
The request is still active.
Sold
The request has reached the compensation event for your referral.
The dashboard is designed to let you track your referrals without exposing protected shopper information.
4. Compensation
When an eligible referred request is marked Sold, you earn the referral compensation agreed between you and Ensurance.
Each eligible referred request can generate one referral-partner compensation payment.
Compensation may be withheld or corrected if a referral is fraudulent, duplicated, invalid, improperly attributed, refunded, reversed, charged back, or otherwise determined not to qualify.
5. Referred Requests
Your role is to refer eligible shoppers to Ensurance.
Once a referred request is marked Sold, your compensation for that referral is determined according to your agreement with Ensurance.
You may not independently resell, redistribute, reassign, duplicate, or reuse an Ensurance request.
You do not acquire ownership of the shopper or the shopper’s personal information.
6. Appropriate Use
You may not:
- submit fake or manufactured requests;
- submit old or recycled leads as new referrals;
- submit purchased lead lists as fresh referrals;
- manipulate referral tracking;
- claim another partner’s referral;
- sell or distribute Ensurance request information;
- share private dashboard credentials with unauthorized people;
- interfere with Ensurance systems or security; or
- make insurance promises or guarantees on behalf of Ensurance.
7. Shopper Privacy
Referral participation does not give you access to protected shopper contact information simply because you referred the shopper.
Protected shopper information may not be obtained, sold, distributed, or used outside an authorized Ensurance purpose.
8. Payment Administration
Referral compensation will be paid according to the payment method and schedule communicated by Ensurance.
Ensurance may require reasonable identity, payment, or tax information before issuing compensation.
9. No Guaranteed Results
Participation does not guarantee a minimum number of referrals, sold requests, compensation, insurance quotes, policies, or other business results.
10. Independent Relationship
Participation in the Referral Partner Program does not make you an employee, insurance agent, broker, representative, joint venturer, or legal partner of Ensurance.
You do not have authority to bind Ensurance or make insurance representations on behalf of Ensurance.
11. Program Integrity
Ensurance may reject referrals or suspend or terminate referral access for fraud, recycled leads, duplicate submissions, manipulation of referral attribution, misuse of referral tools, security concerns, or material violations of these terms.
12. Changes
Ensurance may update these terms as the Referral Partner Program develops.
Material changes affecting an existing compensation arrangement will be communicated when appropriate.
Questions
Questions about your Referral Dashboard, referrals, or compensation can be sent to support@ensurance.com.